Benefits
Employee Benefits
View the Truth in Salary Act Annual Report
The answers to many questions regarding your benefits may be found in the Employee Benefit Guide.
You may make changes to your demographic information or beneficiary designations at any time throughout the year. Demographic changes include the following:
- Address update
- Name update (This change will require proof of a current Social Security card.)
- Contact Number update
Coverage Changes may only be made during Open Enrollment unless you have a "qualifying life event." Qualifying Life Events include:
- Marriage or divorce
- Birth or adoption of a child
- Death of a dependent
- Medicare entitlement
- Loss of coverage
If you have a qualifying life event, you must notify The Enrollment Center and provide necessary documentation within 30 days of the event. If you do not do so, you must wait until the next Open Enrollment to make any changes to your benefits.
Employee Data Change Form
This form will initiate changes to your address and contact information on file with the University, Blue Cross Blue Shield, The Standard Life insurance and long term disability accounts.
Employee Information and Direct Deposit Form (PDF)
TRS or RSA
Changes to TRS or RSA accounts should be initiated by completing the forms listed on the Retirement Systems website
Available Benefits
Participation in the TRS is mandatory if a person is employed in a position eligible for coverage in a non-temporary capacity on at least a one-half time basis earning at least the federal minimum wage. Once enrolled, the member must continue participation until employment is terminated. TRS is the primary retirement plan for University employees and requires a contribution based on Tier l or Tier 2.
Members with any service prior to January 1, 2013, are classified as Tier 1 participants.
Member Handbook
Members hires on or after January 1, 2013, are classified as Tier 2 participants.
Member Handbook
Employees planning to retire should notify the Office of Human Resources 90 days prior to the retirement date so that appropriate documents may be prepared.
Full-time classified staff earn 3.12 hours of annual leave per bi-weekly pay period. Full-time professional staff earn 8 hours of annual leave per month. Faculty and part-time employees are not eligible for annual leave. A complete description of leave benefits is covered in the TROY Staff Handbook.
Employee may receive discounts for athletic events. Please contact the Athletic Ticket Office at 334-670-3480 for further information.
After one year of full-time employment, each Troy University employee is provided with long term disability insurance. Troy University pays the full cost of this coverage.
FSAs allow you to set aside before-tax dollars to cover qualified expenses that you would normally pay out of pocket with after-tax dollars. You pay no federal income, state income or Social Security taxes on the money you place in your FSA.
A Dependent Care Account is used to pay for eligible dependent care expenses such as child care for children under age 13 or day care for anyone who you claim as a dependent on your Federal tax return who is physically or mentally incapable of self-care.
Blue Cross/Blue Shield is the carrier for both basic and major medical health, dental and mental health insurance. Employees may elect coverage under the Blue Cross/Blue Shield PMD (Preferred Medical Doctor) Benefit.
A list of Blue Cross/Blue Shield preferred providers can be found at Blue Cross/Blue Shield (select the "Find Healthcare Provider" link in the BC/BS Website). Additional plan information can be found by clicking the following links.
- PMD Medical Insurance Booklet [updated 01/01/2018]
- Dental Rider Booklet [updated 07/11/2016]
- Order a lost BC/BS card
- Summary of Benefits and Coverage
- Notice of Creditable Coverage 2013
Blue Cross/Blue Shield PRIME Therapeutics is the carrier for prescription coverage. Additional plan information can be found at www.bcbsal.com and clicking on pharmacy.
Prescription Drug Plan Design: BC/BS PRIME Therapeutics
| Deductible | |
| Individual | $200.00 |
| Family | $400.00 |
| Retail Co-payments | |
| Generic | $10.00 |
| Preferred | $35.00 |
| Non Preferred | $50.00 |
| Mail Order Co-payments | |
| Generic | $20.00 |
| Preferred | $70.00 |
| Non Preferred | $100.00 |
Effective January 1, 2013, Troy University employees enrolled in Blue Cross Blue Shield will be assessed an annual charge of $228 ($19 per month) for the usage of tobacco products. To avoid this surcharge, you must submit this Tobacco Usage certification documenting that you and any of your covered dependents have not used tobacco products in the past 6 months.
Members of the Troy University Health Insurance Plan now have access to BeHealthy.com. This wellness benefit provides members with personalized information and tools to help them take control of their health. Among the benefits of the program are the following:
- HealthQuotient – health assessment for identifying and reducing health risks.
- Personal Health Record – view your BC/BS claims.
- Health Trackers – blood pressure, cholesterol, stress, etc…
- Symptom Checker – determine why you don't feel well.
- Hospital Quality Comparison
- LifeStyle Solutions Health Program – nutrition and fitness guidance.
- Treatment Cost Estimator
- Latest Health News
As a member of the University's health insurance plan, click BeHealthy.com, register for the service, and begin taking advantage of the benefits.
Life insurance equal to one times annual salary up to a maximum of $100,000. You are not subject to any co-pay charge and your life insurance coverage will end when you terminate employment or retire. Age Reduction Coverage will apply commencing at age 60. Accidental death and dismemberment coverage is also included.
Travel Assistance and Resource Link - available free to regular full-time TROY employees.
Full-time faculty and staff earn 8 hours of sick leave each month. Unused sick leave is rolled over to the following year. Upon retirement, employees are allowed to convert unused sick time into service time for the purpose of retirement. Further retirement benefits may be found on this page under Alabama Teachers' Retirement.
Immediately upon employment, full-time and part-time employees may elect to contribute to the Troy University supplemental retirement program on a non-matching basis. Eligibility for the matching portion of this plan requires one year of full-time employment. An employee may choose either TIAA/CREF or Lincoln Financial as a supplemental retirement plan carrier. Employees eligible for the matching portion of this program may not split the match between both companies. It is the employee's responsibility to contact Human Resources after completing the one year eligibility period to process paperwork for the University match.
Participants must contribute 3% or more of their salary. Employees eligible for TROY's matching program will receive a match of 3% on a maximum of $18,000.00 of salary ($540.00 annual maximum [$45.00 monthly for a 12 month employee; $54.00 monthly for a 10 month employee]).
An employee who earns $60,535.00 or more is considered "highly compensated" and does not qualify for TROY's match. Once an employee reaches highly compensated, and the Troy matching is discontinued, it will not be reinstated if the employee reverts back to a salary below the highly compensated level. Employees may still participate at the non-matching level.
Troy University provides both 403b and 457b retirement savings plans. Each year, the Internal Revenue Service (IRS) sets a limit on the amount of money you can voluntary contribute on a pretax basis to these optional retirement savings plans. These limits apply to all pretax contributions you make to any plan/plans at the University and any other employer you might have during the year.
| Contribution Limits | |
| Pension limits set by the IRS for 403(b) and 457(b) plans | 2018 Limits |
| Elective Deferrals - 403(b) | $18,500 |
| Elective Deferrals - 457(b) | $18,500 |
| Age 50 + Catch-up Contributions | $6,000 |
| Contribution Limits for 2018 | $24,500 for each 403(b) and 457(b) |
Monthly payroll deductions are available for the purchase of voluntary term life insurance through UniCare.
Troy University is pleased to announce long-term care insurance as a new voluntary benefit. Long-term care insurance (LTCi) is a very important financial planning and asset protection instrument, and should be considered carefully. We are extending this offering to all full and part-time employees who work at least 20 hours per week.
Questions or comments: Contact Human Resources