International Student Health Insurance
Troy University requires all enrolled International Students to carry medical insurance meeting the standards set forth in the insurance regulations for exchange visitors and their families mandated by the United States Government. Without health insurance, any hospitalization or health care is extremely expensive.
The insurance policy effective dates are August 1 - July 31 of each academic year. The annual insurance premium is subject to change each year. If you enter Troy University for summer or mid-term sessions, coverage would be prorated and is payable immediately.
International Student Insurance has a video that teaches international students how to prepare for their arrival in the US, how the US healthcare system works and how students should seek medical care appropriately if they become sick or injured.
Cost
The International Student Insurance is billed twice a year: fall semester and spring/summer semester. The yearly total is approximately $1788 ($149 per month). Insurance coverage for dependents is not required, but may be purchased with reduced benefits.
Definition of Terms
It is important to understand health care and medical insurance in the United States. Further information can be provided by an international student advisor.
Learn more about the Insurance Policy
Resources
The TROY Campus Health Center
- The Health Center is located in the Trojan Center on the TROY campus.
- General care services are available to all Troy University students.
- A professional doctor, nurse practitioner, and trained nurses are prepared to take care of most of your general health needs.
- TROY campus students should consult with the health center first before going to an off-campus doctor or to the hospital.
- The international health insurance policy may not cover all expenses.
Learn more about the Troy Health Center
Troy University Counseling Center
- Counseling Services provides free, confidential services to students, offering them a safe environment to express their concerns or discuss issues they feel are interfering with their adjustments to college or the environment around them.Learn more about Counseling Services
Other Health Services in the City of Troy
- You should only use the Troy Hospital Emergency Room for real emergencies.
- Non-emergencies or ambulance service is very expensive.
- Although the city of Troy does not have a 24/7 medical clinic, SARHA Health Clinic provides extended evening hours. SARHA is located at 1412 Elba Highway Troy, AL 36079 SARHA Phone: (334)566-8822 or (334)566-8822.
Frequently Asked Questions
YES. The Health Center in the Trojan Center should be the first place you go to if you need advice about your health. They will examine and treat you if you are sick, answer your questions if you want to know more about staying healthy, and will refer you to the best off-campus specialists or hospital if you need more care.
YES. In the unlikely event that you become seriously ill while at Troy, we might refer you to an off-campus specialist or to Troy Regional Medical Center which is a major medical center only 1.5 miles from campus.
If you have a medical emergency, or if you need immediate help when you are on campus, call 911, they will respond to your call immediately (24 hours per day, 365 days per year) and arrange for you to be taken to the hospital for evaluation and treatment.
YES. That means that we will not discuss or disclose your medical history or treatment to anyone without your written permission. Not to teachers, not to family members, not to anyone. It is the law in the United States.
YES. That is why Troy University provides medical insurance to all international students while you are living in the US.
The International Student Insurance is billed twice a year: fall semester and spring/summer semester. The yearly total is approximately $1788 ($149 per month). Insurance coverage for dependents is not required, but may be purchased with reduced benefits.
YES. All full-time international students are required to carry medical insurance and students will be billed automatically. The US government requires students with J-1 visas to provide family insurance when they bring their spouse and children to the United States.